AML Reporting Officer

Authologic is bridging the gap between traditional KYC and the future of digital identity. As we scale our eID Hub and leverage our AISP license to transform financial services, compliance isn’t just a requirement for us—it’s a competitive advantage.

We are looking for a AML Reporting Officer who combines a deep understanding of financial regulations with a modern, tech-first mindset. We need a strategic partner who will safeguard our operations, maintain our trust with authorities like KNF and GIIF, and ensure that our innovative solutions remain as secure as they are frictionless.

Key Responsibilities 

• Regulatory Oversight: Act as the primary point of contact for the National Competent Authority (e.g., KNF) and General Inspector of Financial Information (GIIF).
• Policy Development: implement, and periodically update the AML/CTF manual and internal risk assessment specifically for financial institution/ AISP operations.
• CDD: Executing Financial Customer Due Diligence (CDD) measures and overseeing the maintenance, archiving, and periodic updates of all compliance documentation.
• Transaction Monitoring: Oversee the monitoring of account information flows to identify suspicious patterns or unauthorized access indicative of money laundering or fraud.
• SAR Reporting: Evaluate internal suspicious activity reports and decide whether to submit formal SARs to the relevant authorities.
• Training & Awareness: Conduct basic and additional training sessions for all staff members regarding AML risks and "red flags" in internal and external processes.
• Audit & Reporting: Provide regular reports to the Board regarding the effectiveness of compliance controls and any identified vulnerabilities.
• AISP Compliance: Maintain and oversee the regulatory framework for AISP services, ensuring that internal controls meet the highest benchmarks of the payment services industry (including PSD2/3 requirements).
• Shaping the Business: Supporting the business where necessary regarding the launch of new features to ensure regulatory requirements are met.
• Cross-functional collaboration: collaborating with business units to identify steps to mitigate regulatory risks and provide clear recommendations.

Requirements

• Experience: Minimum 5 years of experience in AML/Compliance, preferably within Fintech, Payments, or Open Banking company; prior experience in regulatory advisory (Legal or Compliance) is highly preferred.
• Education: University degree in Law, Economics, or Finance. Professional certification (e.g., CAMS, ICA, or ACO) is an advantage,
• Regulatory Knowledge: Deep understanding of the Poland and EU regulatory environment including key financial crime regimes, PSD2/3 framework, AMLD5/6, DORA and local financial regulations. 
• Independence: High level of professional integrity and the ability to make difficult decisions independently under pressure and to report directly to the Board.
• Analytical Mindset: Ability to analyze large datasets and understand API-based ecosystems.
• Languages: Native or professional proficiency in Polish is mandatory, as the role requires direct and frequent communication with Polish regulatory bodies (KNF/GIIF). Excellent command of English is also required to collaborate with our international teams.

What We Offer

• Impact: A key role in a fast-growing Fintech where compliance is a business enabler, not a bottleneck.
• Modern Tools: The opportunity to work with cutting-edge RegTech and to work in the rapidly evolving field of Digital Identity and Open Banking within a high-performance, international team that is bridging the gap between legacy systems and the future of e-IDs.
• Flexibility: Fully remote role.
• Package: Competitive salary, private medical care, and participation in the Authologic Inc. Employee Stock Option Program.
• Good atmosphere: Good start-up vibes, ability to work with ambitious people, and access to the YC network via Authologic founders.

GDPR Clause

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